How do you obtain compensation after a car accident?
Krótka odpowiedź
After a car accident, you claim compensation from the at-fault driver's third-party liability insurance for vehicle and personal damage; for own-damage claims under comprehensive cover — from your own policy. Sagarto helps you obtain the full amount, even when the insurer underpays.
Document the scene, damage, and any injuries. Report the claim to the insurer and do not accept the first, low offer.nnAt Sagarto, we represent injured parties in negotiations with insurers across Poland.
| Type of damage | Source of compensation | Sagarto |
|---|---|---|
| Vehicle damage | Third-party / own motor insurance | Full amount |
| Health impairment | Third-party liability | Non-pecuniary damages |
| Loss of income | Third-party liability | Recovery of losses |
| Underpaid insurer offer | Negotiations / court | Representation |
Najczęstsze pytania
Who pays compensation after a road accident?
In typical cases, the at-fault party's third-party liability insurance covers the claim; for own-damage claims, your own motor policy applies.
Do I need a police report?
Not always, but documentation of the incident and damage significantly strengthens your claim.
Can I claim medical costs?
Yes — as part of claims for health impairment and expenses incurred.