How do you claim compensation for apartment flooding?
Krótka odpowiedź
After flooding, you claim compensation from the liable party (e.g. a neighbour) or their liability insurer. Sagarto helps establish liability and the full claim amount.
Document the flooding — photos, report, repair estimate. Liability rests with the person who caused the flooding.nnYou do not have to negotiate with the neighbour's insurer yourself — leave it to experts.
| Event | Policy | Sagarto |
|---|---|---|
| Storm / hail | Property insurance | Claim settlement |
| Fire | Property insurance | Full payout |
| Flooding | Third-party liability | Claim recovery |
| Underpaid valuation | Negotiations | Top-up for repairs |
Najczęstsze pytania
Is storm damage covered by insurance?
Usually yes, if you have property insurance — the exact terms depend on your policy.
What should I document after damage occurs?
Photos, a list of damage, invoices, reports — the more complete the documentation, the better.
Can I claim loss of rental income?
Yes, if property damage affected your income — as part of full compensation.