How do you obtain compensation for vehicle damage?
Krótka odpowiedź
Compensation for vehicle damage is claimed from the at-fault driver's third-party liability insurance or your own comprehensive policy. It covers repair costs, towing, and loss of vehicle value — Sagarto fights for the full payout.
Obtain a repair estimate from an independent workshop and compare it with the insurer's offer. Differences can be significant.nnWe help obtain a top-up to an underpaid estimate and organise vehicle repair.
| Type of damage | Source of compensation | Sagarto |
|---|---|---|
| Vehicle damage | Third-party / own motor insurance | Full amount |
| Health impairment | Third-party liability | Non-pecuniary damages |
| Loss of income | Third-party liability | Recovery of losses |
| Underpaid insurer offer | Negotiations / court | Representation |
Najczęstsze pytania
Who pays compensation after a road accident?
In typical cases, the at-fault party's third-party liability insurance covers the claim; for own-damage claims, your own motor policy applies.
Do I need a police report?
Not always, but documentation of the incident and damage significantly strengthens your claim.
Can I claim medical costs?
Yes — as part of claims for health impairment and expenses incurred.