How do you claim compensation from the at-fault driver's insurance?
Krótka odpowiedź
Compensation from the at-fault driver's insurer is paid by the insurer of the driver found liable. The claim covers vehicle damage, personal injury, and other losses — Sagarto helps you obtain the full amount.
Submit a claim to the at-fault driver's insurer together with documentation of the incident. The insurer is obliged to pay the compensation due within statutory deadlines.nnWhen the offer is too low, professional representation significantly improves negotiation outcomes.
| Type of damage | Source of compensation | Sagarto |
|---|---|---|
| Vehicle damage | Third-party / own motor insurance | Full amount |
| Health impairment | Third-party liability | Non-pecuniary damages |
| Loss of income | Third-party liability | Recovery of losses |
| Underpaid insurer offer | Negotiations / court | Representation |
Najczęstsze pytania
Who pays compensation after a road accident?
In typical cases, the at-fault party's third-party liability insurance covers the claim; for own-damage claims, your own motor policy applies.
Do I need a police report?
Not always, but documentation of the incident and damage significantly strengthens your claim.
Can I claim medical costs?
Yes — as part of claims for health impairment and expenses incurred.