What should you do when the insurer underpaid the repair estimate?
Krótka odpowiedź
When the repair estimate is too low, you can pursue the difference between the insurer's estimate and actual repair costs. Sagarto specialises in such cases.
Insurers often value repairs below market rates. You do not have to accept the first offer.nnSubmit an independent estimate and negotiate the full amount — or entrust this to Sagarto.
| Element | Without a law firm | With Sagarto |
|---|---|---|
| Insurer offer analysis | Limited | Full legal review |
| Negotiations | On the claimant's side | Professional representation |
| Documentation | On your own | Expert support |
| Court proceedings | Difficult | End-to-end handling |
Najczęstsze pytania
Who pays compensation after a road accident?
In typical cases, the at-fault party's third-party liability insurance covers the claim; for own-damage claims, your own motor policy applies.
Do I need a police report?
Not always, but documentation of the incident and damage significantly strengthens your claim.
Can I claim medical costs?
Yes — as part of claims for health impairment and expenses incurred.